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Social Security Payment Schedule 2026 and 2027: Find Your Exact Payment Dates
Pick your birthday and what you get: every payment through 2027, with the holiday moves already in.
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Find your payment dates
Choose what you get and, for Social Security, the day of the month you were born. We list your next 12 payments.
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The short answer
It depends on your birthday. Social Security pays on the second Wednesday of the month if you were born on the 1st to the 10th, the third Wednesday for the 11th to the 20th, and the fourth Wednesday for the 21st to the 31st.
In November 2026, that’s Tuesday, Nov. 10 (a day early, because Nov. 11 is Veterans Day), Wednesday, Nov. 18 and Wednesday, Nov. 25. December’s are Dec. 9, 16 and 23.
SSI comes on the 1st. People paid since before May 1997, or who get both Social Security and SSI, get Social Security on the 3rd. There’s no SSI deposit in November 2026: November’s came early, on Oct. 30.
At a glance
- The rule
- Born 1st–10th: 2nd Wednesday · 11th–20th: 3rd Wednesday · 21st–31st: 4th Wednesday
- Paid since before May 1997, or Social Security + SSI
- Social Security on the 3rd; SSI on the 1st
- November 2026
- Nov. 10 (moved from Nov. 11, Veterans Day), Nov. 18, Nov. 25 · the 3rd: Nov. 3 · SSI: none (paid Oct. 30)
- December 2026
- Dec. 9, Dec. 16, Dec. 23 · the 3rd: Dec. 3 · SSI: Dec. 1, and January’s on Dec. 31
- 2027 raise
- 3.6% COLA starting with January 2027 payments; raised SSI starts Dec. 31, 2026
- Weekend or holiday
- Paid the business day before
- Late?
- SSA asks you to allow three more mailing days before contacting it
- Last checked
- Friday, Nov. 6, 2026, against the sources at the end of this page
Your 2026 payment dates
Find your column, then your month. The Wednesday columns are for people first paid in May 1997 or later; the last column is for people paid since before then, or who get both Social Security and SSI.
| Month | Born 1st–10th | Born 11th–20th | Born 21st–31st | SSI | Before May 1997, or SS + SSI |
|---|---|---|---|---|---|
| January 2026 | Jan. 14 | Jan. 21 | Jan. 28 | Dec. 31 moved up from Jan. 1 (New Year’s Day) | Jan. 2 moved up from Jan. 3 (weekend) |
| February 2026 | Feb. 11 | Feb. 18 | Feb. 25 | Jan. 30 moved up from Feb. 1 (weekend) | Feb. 3 |
| March 2026 | March 11 | March 18 | March 25 | Feb. 27 moved up from March 1 (weekend) | March 3 |
| April 2026 | April 8 | April 15 | April 22 | April 1 | April 3 |
| May 2026 | May 13 | May 20 | May 27 | May 1 | May 1 moved up from May 3 (weekend) |
| June 2026 | June 10 | June 17 | June 24 | June 1 | June 3 |
| July 2026 | July 8 | July 15 | July 22 | July 1 | July 2 moved up from July 3 (Independence Day (observed)) |
| August 2026 | Aug. 12 | Aug. 19 | Aug. 26 | July 31 moved up from Aug. 1 (weekend) | Aug. 3 |
| September 2026 | Sept. 9 | Sept. 16 | Sept. 23 | Sept. 1 | Sept. 3 |
| October 2026 | Oct. 14 | Oct. 21 | Oct. 28 | Oct. 1 | Oct. 2 moved up from Oct. 3 (weekend) |
| November 2026 | Nov. 10 moved up from Nov. 11 (Veterans Day) | Nov. 18 | Nov. 25 | Oct. 30 moved up from Nov. 1 (weekend) | Nov. 3 |
| December 2026 | Dec. 9 | Dec. 16 | Dec. 23 | Dec. 1 | Dec. 3 |
Your 2027 payment dates
The 2027 calendar is already out from SSA. No Wednesday payment moves for a holiday in 2027.
| Month | Born 1st–10th | Born 11th–20th | Born 21st–31st | SSI | Before May 1997, or SS + SSI |
|---|---|---|---|---|---|
| January 2027 | Jan. 13 | Jan. 20 | Jan. 27 | Dec. 31 moved up from Jan. 1 (New Year’s Day) | Dec. 31 moved up from Jan. 3 (weekend) |
| February 2027 | Feb. 10 | Feb. 17 | Feb. 24 | Feb. 1 | Feb. 3 |
| March 2027 | March 10 | March 17 | March 24 | March 1 | March 3 |
| April 2027 | April 14 | April 21 | April 28 | April 1 | April 2 moved up from April 3 (weekend) |
| May 2027 | May 12 | May 19 | May 26 | April 30 moved up from May 1 (weekend) | May 3 |
| June 2027 | June 9 | June 16 | June 23 | June 1 | June 3 |
| July 2027 | July 14 | July 21 | July 28 | July 1 | July 2 moved up from July 3 (weekend) |
| August 2027 | Aug. 11 | Aug. 18 | Aug. 25 | July 30 moved up from Aug. 1 (weekend) | Aug. 3 |
| September 2027 | Sept. 8 | Sept. 15 | Sept. 22 | Sept. 1 | Sept. 3 |
| October 2027 | Oct. 13 | Oct. 20 | Oct. 27 | Oct. 1 | Oct. 1 moved up from Oct. 3 (weekend) |
| November 2027 | Nov. 10 | Nov. 17 | Nov. 24 | Nov. 1 | Nov. 3 |
| December 2027 | Dec. 8 | Dec. 15 | Dec. 22 | Dec. 1 | Dec. 3 |
Months with two SSI payments, and months with none
SSI is paid on the 1st. When the 1st is a Saturday, Sunday or federal holiday, it comes on the business day before, which is often the last day of the previous month.
That isn’t a bonus. It’s next month’s money arriving early, so the following month has nothing.
Two SSI deposits in one month
- July 2026: July 1 and July 31
- October 2026: Oct. 1 and Oct. 30
- December 2026: Dec. 1 and Dec. 31
- April 2027: April 1 and April 30
- July 2027: July 1 and July 30
- December 2027: Dec. 1 and Dec. 30
No SSI deposit that month
- March 2026: none (that month’s SSI came Friday, Feb. 27)
- August 2026: none (that month’s SSI came Friday, July 31)
- November 2026: none (that month’s SSI came Friday, Oct. 30)
- January 2027: none (that month’s SSI came Thursday, Dec. 31)
- May 2027: none (that month’s SSI came Friday, April 30)
- August 2027: none (that month’s SSI came Friday, July 30)
When a holiday moves a Wednesday payment
Only one Wednesday payment moves in 2026 and 2027, because only one paying Wednesday is a federal holiday:
- Tuesday, Nov. 10, 2026 instead of Nov. 11 (Veterans Day), for the 2nd-Wednesday group
The 1st and the 3rd move more often, every time they land on a weekend or holiday. Those moves are marked in the tables above.
The first payments with the 2027 raise
SSA announced a 3.6% cost-of-living adjustment on Oct. 14, 2026: about $75 a month more for the average retirement benefit.
Social Security’s raise starts with January 2027 payments: Jan. 13, Jan. 20 or Jan. 27, depending on your birthday. SSA says raised SSI payments start Dec. 31, 2026, because Jan. 1 is a holiday.
People paid on the 3rd also get January’s payment on Dec. 31, 2026: Jan. 3 is a Sunday and Jan. 1 is New Year’s Day.
SSA says COLA notices show up in personal my Social Security accounts starting in late November.
Paid on someone else’s record?
Spouses, widows and widowers, and children who get benefits on a worker’s record are paid by the worker’s birthday, not their own, SSA says. Pick that day in the calculator.
If the money doesn’t show up
SSA’s calendar says to allow three more mailing days after the expected date before you contact Social Security.
How we built this calendar
The Wednesday dates are SSA’s own: we read every month of its 2026 and 2027 payment calendars (Publication 05-10031), and our tables match them date for date.
SSA’s calendars don’t mark the 1st and the 3rd, so we applied its rule for those: a payment due on a Saturday, Sunday or federal holiday goes out the day before that isn’t one (SSA’s FAQ and 20 CFR 416.502), with the federal holidays from OPM’s list.
What we don't know yet
- SSA’s 2028 calendar. The Dec. 30, 2027, SSI date for January 2028 is our reading of SSA’s rule: Jan. 1, 2028, is a Saturday and Dec. 31 is the federal holiday for it.
- The 2028 cost-of-living adjustment, which SSA announces in October 2027.
When any of this is confirmed, it goes into the page and the update history below.
Questions people ask
When will I get my Social Security check in November 2026?
If you were born on the 1st to the 10th, Tuesday, Nov. 10 (a day early because Nov. 11 is Veterans Day). The 11th to the 20th: Wednesday, Nov. 18. The 21st to the 31st: Wednesday, Nov. 25. If you’ve been paid since before May 1997 or get both Social Security and SSI: Tuesday, Nov. 3.
Why is there no SSI payment in November 2026?
Because it came early. Nov. 1, 2026, is a Sunday, so SSA paid November’s SSI on Friday, Oct. 30. The next SSI deposit is Tuesday, Dec. 1, and January’s arrives Thursday, Dec. 31.
When do I get the 2027 COLA?
SSA’s 3.6% raise starts with January 2027 Social Security payments: Jan. 13, 20 or 27, depending on your birthday. SSA says raised SSI payments start Dec. 31, 2026. People paid on the 3rd get January’s payment on Dec. 31, 2026, too.
Is Social Security paid on Veterans Day?
No payments go out on Nov. 11, 2026, a federal holiday. The second-Wednesday payment moves up to Tuesday, Nov. 10.
Which birthday counts if I get benefits on my spouse’s record?
Your spouse’s. SSA bases the payment date on the birthday of the worker whose record you’re paid on.
What happens if my payment date falls on a weekend or holiday?
You’re paid on the business day before it. That’s why SSI sometimes arrives on the last day of the previous month.
Who gets Social Security on the 3rd of the month?
People who were getting benefits before May 1997, and people who get both Social Security and SSI. Everyone else is paid on a Wednesday set by their birthday.
